If you want to take control of your cash, there’s only one answer: Make a budget. That means figuring out what’s coming in and what’s going out each and every month—before the month begins. I’ve been doing this for over 30 years, and I’ve helped tens of millions of people get out of debt. The way you do it is a written plan—there is no exception. You cannot outearn disorganization. You have to live on less than you make. Have a plan. Be intentional. It hasn’t got anything to do with your income.
0:13
If you want to take control of your cash, there’s only one answer: Make a budget. That means figuring out what’s coming in and what’s going out each and every month—before the month begins. I’ve been doing this for over 30 years, and I’ve helped tens of millions of people get out of debt. The way you do it is a written plan—there is no exception. You cannot outearn disorganization. You have to live on less than you make. Have a plan. Be intentional. It hasn’t got anything to do with your income.
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15 Dave Ramsey Tips For Financial Freedom in 2025
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There’s nothing wrong with spending money on things you enjoy—just make sure you’ve planned for it! That plan is called a budget. And if you’re married, sit down and budget your money together every month, before the month begins. You’re a team, so act like one! | Dave Ramsey
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There’s nothing wrong with spending money on things you enjoy—just make sure you’ve planned for it! That plan is called a budget. And if you’re married, sit down and budget your money together every month, before the month begins. You’re a team, so act like one! | Dave Ramsey
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