Chex Systems, Inc. (ChexSystems) is a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA).

Jan 30, 2025 · Collects and reports data on checking account applications, openings, and closures, including reasons for account closure. Provides deposit account information to lenders evaluating …

ChexSystems is an American check verification service and consumer reporting agency owned by the eFunds subsidiary of Fidelity National Information Services. It provides information about the use of …

Mar 3, 2025 · ChexSystems is a bank account screening consumer reporting agency (CRA). It works behind the scenes of the financial system to help banks and financial institutions prescreen new …

Sep 12, 2025 · ChexSystems is a specialty consumer reporting agency that collects data about your banking activity. Many financial institutions review your ChexSystems report when you apply for an …

Nov 4, 2025 · ChexSystems is a specialty consumer reporting agency — similar to a credit bureau, but it tracks consumers’ deposit and debit history, rather than their ability to pay bills on time. Generally,...

Dec 21, 2025 · ChexSystems is a national consumer-reporting agency that keeps track of people with derogatory marks on their checking and savings accounts, including late fees, bounced checks, and …

Jan 15, 2025 · ChexSystems is a consumer reporting agency that banks use to assess your banking history. If you have a negative banking history on ChexSystems, you may be denied from opening an …

Feb 24, 2025 · ChexSystems is a consumer-reporting agency that gathers information about problems you’ve had with checking accounts. ChexSystems reports include, but aren’t limited to, account …

Mar 28, 2025 · ChexSystems is a nationwide credit reporting system that collects information about bank accounts that are now closed. It compiles data on red flags, such as whether a bank account was …