A CD can help you lock in a high rate or save for future goals, but a money market account offers other benefits.

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A million bucks might sound like a lot but it "doesn't last quite as long as you might think it would," one expert said.

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Savers should carefully weigh the pros and cons of high-yield savings accounts this July before starting. /iStockphoto . If ...

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See how much interest you could earn by putting $20,000 into a CD -- plus where to find the best rates right now.