I have a bankruptcy on my record, but my credit score is moving up. It’s now 650. What should I do to be able to get a home loan, if that's even possible? — Don Hello, Don. Rebuilding your ...

A credit score of 650 or higher is optimal for most lenders who offer student loan refinances. If you can get a better interest rate, change your loan term or consolidate several loans into one, ...

Nathan’s FICO credit score was a mediocre 650 out of a possible 850. Kaitlyn, like more than 50 million American adults, had no score at all. No, the Clarkes hadn’t run up big debts or paid ...