Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums.

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

Your credit score plays a big role in your financial life. Whether youre applying for a loan, a credit card, or even renting ...

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the magic number tends to be 700.

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

FICO unveiled new scoring models that consider BNPL plans.

Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...

From mortgages and rents to credit cards, auto loans and even job applications, FICO’s credit scoring can make or break your ...

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to ...

How consumers use “buy now, pay later” loans will be incorporated into one of the key metrics used to determine credit worthiness.

Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a ...

Improving credit score is a lengthy process, so it is advisable to commence as soon as you can. Some of the effective methods ...