If you have four cards, you'll also have a lot of available credit — although this can be both a blessing and a curse. For ...

The card earns 1.5% cash back on all purchases, features a sign-up bonus as well as a 0% APR promotion. You’ll get a decent flat rate on all your spending, as well as a welcome offer and ...

Kate Wood is a mortgages and student loans writer and spokesperson who joined NerdWallet in 2019. With an educational background in sociology, Kate feels strongly about issues like inequality in ...