When a financial institution is FDIC- or NCUA-insured, up to $250,000 per depositor, per account category is secure in a bank account. If two or more banks offer the same rate, we choose the most ...

Sophia Acevedo, Business Insider: "I would create a list of what I prioritize most in a bank account. For example, some banks have accounts that charge monthly service fees. I would look to see ...