Americans currently use debit cards and credit cards for nearly 82% of their payments and purchases, almost double the share as recently as 2003. In 2022, they used debit cards 98 billion times for ...
In a Sunday macro note framed explicitly as a thought exercise, Citrini Research modeled a speculative scenario in which AI-driven commerce structurally undermines card network economics. Interchange ...
Credit card processing costs typically range from 1.5% to 3.5%, but processor markups can inflate costs. Using interchange-plus pricing can give you more insight than a flat-rate plan. Compare quotes, ...
Today (November 10, 2025), credit card company Visa (NYSE:V) has issued a statement a potential legal settlement in the Payment Card Interchange Fee and Merchant Discount Antitrust Litigation. The ...
The law prohibits card networks from charging interchange fees — commonly called swipe fees — on the sales tax and tip portions of transactions. The payments industry says the ruling threatens ...
Visa and Mastercard have agreed to end their longstanding “honor all cards” rule and temporarily lower interchange fees as part of a settlement agreement announced Monday that could conclude 20 years ...
It will stifle competition and harm consumers just as the card market has grown more competitive. Nobody is delighted with the latest settlement proposal in the multi-decade antitrust lawsuit against ...
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