Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts but have bounced back in 2025, with the best CD rates falling into the 4.5% range.

Investing in a certificate of deposit might be right if you’re not the risky type, as it’s a safe way to grow your money — that is, if you’re willing to leave it in the bank until it matures. Read ...

A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

High-yield savings account: According to DepositAccounts.com, as of December 2025, the top-yielding 1% of high-yield savings ...

Certificates of deposit (CDs) have become a popular safe haven for retirees. But with the Federal Reserve already cutting interest rates, today's CD yields may not last. Retirees who want to protect ...

A certificate of deposit, or CD, is a specific type of savings account where you lock up your money for a specific period of time without the ability to withdraw anything until the agreed-upon ...