Dividing Americans into multiple risk pools increases health care costs. And it limits the ability to debate an insurance system almost nobody understands.

Discover which services are typically not covered by health insurance, including cosmetic procedures, fertility treatments, ...

Future generations will likely be stunned by the brokenness of our health insurance system, both because we pay too much and because, despite the very high costs, so many Americans remain uninsured ...

Health insurance costs more but covers more for medical issues, while dental insurance is cheaper but doesn’t cover as many costs. Find out more about how these coverages compare.

Fixing the U.S. health care system can seem like a herculean task. But the solution is “actually very simple,” according to Massachusetts Institute of Technology economist Amy Finkelstein. In their ...

If there is something both sides of the political aisle can agree on, it’s that there is something deeply wrong with health insurance in the United States. What they can’t agree on is how to fix it.

Health insurance helps to reduce medical costs, making health care more affordable and thus more accessible. Having health insurance also facilitates access to care, resulting in lower death rates and ...