For those who are looking to increase earnings while still working a regular job, Codie Sanchez breaks down the income streams you can build while an employee.

The finance influencer broke down her approach in a recent YouTube video, revealing exactly how she diversifies her revenue.

It's smart to set up multiple income streams for retirement, in addition to Social Security. Start working on building such streams well before you retire -- and ideally, well before you turn 60.

Passive income is one of the best and smartest ways to build wealth, especially if you are trying to break free from trading time for money. And the best part is that you do not need a big budget to ...