The first round of July’s Social Security payments, worth up to $5,108 for the highest-income earners who retire at age 70, will be distributed in five days. When does the check arrive? Social Security payments typically begin on the second Wednesday of every month,

The SSA’s official schedule of Social Security benefit payments for July 2025, will be paid on the following days based on birthdate: July 23: If you’re born between day 21–31 of any given month. Similar to the aforementioned, the Social Security payment schedule for 2025 is based on your date of birth.

Regular payments will continue on their standard schedule throughout July 2025. However, recipients who received overpayment notices beginning April 25, 2025, may see their payments reduced starting approximately July 24, 2025. The SSA provides a 90-day notice period between issuing overpayment notifications and beginning benefit withholding.